Supporting owner-occupied homeowners with hardships.
Our Mission
The mission of the NTLA Foundation is to support owner-occupied homeowners with hardships.
The purpose of the NTLA Foundation is to provide property preservation solutions to troubled homeowners and a resource for local governments and members of the National Tax Lien Association.
Help Build the Foundation
The NTLA Foundation’s mission is to provide economic relief to Americans with demonstrated hardship and in danger of losing their homes to property tax foreclosure. These individuals and families include, but are not limited to, the elderly, disabled war veterans, active U.S. military personnel, and many others. Donors of the NTLA Foundation will represent a philanthropic body responsible for saving these Americans’ homes.
To establish an evergreen source of funding, the NTLA Foundation needs organizations, and individuals with a capacity and inclination to give to donate funds.
NTLA Foundation
Homes saved from tax foreclosure
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Every dollar goes directly to saving homes.The Foundation has no administrative cost — donations pay delinquent taxes for elderly, disabled and veteran homeowners facing foreclosure.
Support the FoundationWho do we help?
We work with the elderly, disabled veterans, active military personnel and other hardship cases who owe back taxes to avoid property tax foreclosures for owner occupants.
The home must be in your name and your full-time residence. In order to qualify, you must be facing immediate risk (90 days) of foreclosure due to non-payment of property taxes.
Please note: Our process takes a minimum of 3-4 weeks, and we sincerely sympathize with the challenges you are facing, but if the timeline and urgency of your request will not permit such a response, we do recommend the following alternative options available that could help address the delinquent property taxes:
Refinancing or Home Equity Line of Credit
By refinancing your home, you might be able to secure a new loan that provides funds to pay off the taxes. A Home Equity Line of Credit typically can be completed within 20 days of application.
Sale of Property
Selling the property could generate sufficient funds to cover the outstanding taxes, and you might consider renting or purchasing a more affordable home.
Applications will be denied if:
- Property is not primary residence
- Residency is less than 3 years
- No immediate foreclosure risk (sale/auction/foreclosure scheduled within 90 days of application)
- Insufficient or unverifiable documentation
- Applicant has not contacted county
- High home equity ($100k+) with alternative financial options available*** this may be waived with other compensating factors
- Requested amount exceeds grant cap of $10k
- The applicant does not legally own property with no pending ownership litigation (including probate or title disputes)
- Property must be located in a state that participates in the tax lien sale process
List of eligible states: Alabama, Arizona, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, West Virginia, Wyoming
List of ineligible states: Alaska, Arkansas, California, Delaware, Idaho, Kansas, Maine, Minnesota, New Mexico, Nevada, North Carolina, North Dakota, Oregon, Texas, Virginia, Washington, Wisconsin
The Process
Only people facing immediate risk of property tax foreclosure (you will lose your home within 90 days) are eligible to apply here.
Applications will be denied if:
- Property is not primary residence
- Residency is less than 3 years
- No immediate foreclosure risk (sale/auction/foreclosure scheduled within 90 days of application)
- Insufficient or unverifiable documentation
- Applicant has not contacted county
- High home equity ($100k+) with alternative financial options available*** this may be waived with other compensating factors
- Requested amount exceeds grant cap of $10k
- The applicant does not legally own property with no pending ownership litigation (including probate or title disputes)
- Property must be located in a state that participates in the tax lien sale process
List of eligible states: Alabama, Arizona, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, West Virginia, Wyoming
List of ineligible states: Alaska, Arkansas, California, Delaware, Idaho, Kansas, Maine, Minnesota, New Mexico, Nevada, North Carolina, North Dakota, Oregon, Texas, Virginia, Washington, Wisconsin
It is vital to provide the NTLA Foundation with a complete and accurate description of the circumstances to explain why this hardship situation merits relief.
- What caused you/the tax payer to be in this situation
- Documentation required:
- Medical disability:
Medical bill(s), insurance claim, death certificate
Natural or accidental disaster:
Police/fire report, insurance claim
Extraordinary expenses:
Car repair bill, appliance replacement bill, air conditioner or heat replacement bill
Unemployment:
Termination letter on letterhead, unemployment agency registration
- Medical disability:
Be sure to include the specific type and amount of assistance you are requesting and supporting documentation.
- What type of assistance are you requesting?
- Property Tax (Interest only)Â
- Property Preservation Relief
- Code Violation Relief
- Property Tax (Principal only)
- Property Tax (Principal plus Interest)
- Amount
- Documentation:
- Tax bill(s)
- Notice from tax lien servicer
- Notice of tax sale
- Notice of foreclosure
Your application will be reviewed initially by a NTLA staff member who will share the information with the NTLA Executive Director. At that time, the property at risk will be researched and contact will be made to the county/municipality Tax Collector or Treasurer to determine the status. If the information validated looks to meet the criteria set forth by the NTLA Foundation, the assistance request will be presented to the NTLA Foundation committee to determine the scope of assistance to be awarded.
If your case is approved for donation funds, those funds will go directly to the entity to correct the hardship situation.
Here to Help
The National Tax Lien Association believes in home ownership in America. This resource center is built to help struggling homeowners with the ability to retain ownership through national and local assistance programs.
Once you submit an application for assistance, all communication will be sent to the email address you provided. Please monitor your email for updates. For further assistance, contact (800) 225-1269 or foundation@ntla.org
Help Homeowners in Need
The mission of the NTLA Foundation is to offer financial assistance to Americans facing significant hardship and at risk of losing their homes due to property tax foreclosure. This includes, but is not limited to, elderly individuals, disabled veterans, active U.S. military personnel, and many others in need. By contributing to the NTLA Foundation, donors become part of a philanthropic effort dedicated to saving these homes and providing crucial support.
Donate funds today to help establish an evergreen source of funding.
